Market Overview:
The global electronic bill presentment and payment (EBPP) market is expected to grow at a CAGR of 10.5% during the forecast period from 2018 to 2030. The growth in this market can be attributed to the increasing demand for EBPP solutions from various industries, such as financial institutions, telecommunication, utility companies, and other industries. In addition, the growing adoption of EBPP by small and medium-sized businesses (SMBs) is also contributing to the growth of this market. The direct biller model is expected to hold the largest share of the global EBPP market in 2018. This can be attributed to the increasing demand for EBPP solutions from direct billers across different regions.
 Industry Outlook.svg)
Product Definition:
EBPP is the electronic presentation and payment of bills. It allows customers to view, pay, and manage bills online. EBPP is important because it speeds up the payment process, reduces paper waste, and helps businesses reduce costs.
The Direct Biller Model:
The direct biller model is a payment method where the payee (the person or company to whom the payment is made) does not have a merchant account and cannot accept online payments. In this model, the payer sends the funds directly to an individual or business's bank account. This eliminates fees charged by middlemen; however, it increases risks of fraud since there are fewer transaction monitors in this model than in traditional models.
The Consolidator Model:
The consolidator model is a software-based solution that helps in combining several customer accounts and automate the process of bill payment. It also helps to generate a consolidated view of the payments for all the customers under one account number. The EBPP market is expected to witness significant growth over the forecast period owing to increasing demand for automation, rising adoption of cloud computing technology, and growing awareness among consumers regarding their financial data.
Application Insights:
The utility companies segment dominated the market in 2017 and is expected to witness significant growth over the forecast period. The utility companies mainly include electricity, water and gas providers. Utility companies are adopting various technologies such as big data analytics to improve their services for customers. Furthermore, increasing penetration of mobile payments is enabling utilities to reduce paper bills and increase customer satisfaction by reducing errors caused due to manual bill payment process.
The other industries segment includes transportation, healthcare & education sectors among others which were previously not covered under electronic billing systems but are now being integrated with e-billing systems owing to growing demand for improved service delivery coupled with a reduction in costs associated with processing paper bills or cheque payments or both.
Regional Analysis:
North America dominated the global market in 2017. The U.S., in particular, is a major contributor to the regional growth owing to the presence of key electronic bill presentment and payment solution providers such as American Electric Power; AT&T; Bank of America; BB&T Corporation; Citigroup Inc.; Discover Financial Services, Inc.; J.P. Morgan Chase & Co.; PNC Financial Services Group, Inc.
The Asia Pacific region is expected to emerge as one of the most promising regions over the forecast period with China at its forefront.
Growth Factors:
- Increasing demand for convenience and faster transactions: The growth of the EBPP market is being driven by the increasing demand for convenience and faster transactions. Consumers are looking for ways to save time and make their lives easier, which has led to a surge in the popularity of electronic billing and payment solutions.
- Rising use of mobile devices: Another key driver of growth for the EBPP market is the increasing use of mobile devices. With more people using smartphones and tablets, there is a greater demand for convenient payment solutions that can be accessed on-the-go. This is providing a boost to the EBPP market as consumers shift away from traditional methods such as writing checks or paying bills in person.
- Growing number of online shoppers: A third factor driving growth in the EBPP market is the growing number of online shoppers. As more people turn to ecommerce websites to purchase goods and services, they are increasingly looking for ways to pay quickly and easily without having to enter their credit card information multiple times. Electronic billing and payment solutions offer an easy way to do this, making them an attractive option for online shoppers everywhere.
Scope Of The Report
Report Attributes
Report Details
Report Title
Electronic Bill Presentment and Payment (EBPP) Market Research Report
By Type
The Direct Biller Model, The Consolidator Model, Electronic Bill Presentment and Payment (EBPP
By Application
Financial Institutions, Telecommunication, Utility Companies, Other Industries
By Companies
Kurbra, Chase Paymentech, Elavon, First Data, Canada Payments, Epost, Microsoft, SAP, Harris Systems, Broadridge, Symcor, Payfirma, Square, Stripe, Electronic Bill Presentment and Payment (EBPP
Regions Covered
North America, Europe, APAC, Latin America, MEA
Base Year
2021
Historical Year
2019 to 2020 (Data from 2010 can be provided as per availability)
Forecast Year
2030
Number of Pages
235
Number of Tables & Figures
165
Customization Available
Yes, the report can be customized as per your need.
Global Electronic Bill Presentment and Payment (EBPP) Market Report Segments:
The global Electronic Bill Presentment and Payment (EBPP) market is segmented on the basis of:
Types
The Direct Biller Model, The Consolidator Model, Electronic Bill Presentment and Payment (EBPP
The product segment provides information about the market share of each product and the respective CAGR during the forecast period. It lays out information about the product pricing parameters, trends, and profits that provides in-depth insights of the market. Furthermore, it discusses latest product developments & innovation in the market.
Applications
Financial Institutions, Telecommunication, Utility Companies, Other Industries
The application segment fragments various applications of the product and provides information on the market share and growth rate of each application segment. It discusses the potential future applications of the products and driving and restraining factors of each application segment.
Some of the companies that are profiled in this report are:
- Kurbra
- Chase Paymentech
- Elavon
- First Data
- Canada Payments
- Epost
- Microsoft
- SAP
- Harris Systems
- Broadridge
- Symcor
- Payfirma
- Square
- Stripe
- Electronic Bill Presentment and Payment (EBPP
 Market Overview.svg)
Highlights of The Electronic Bill Presentment and Payment (EBPP) Market Report:
- The market structure and projections for the coming years.
- Drivers, restraints, opportunities, and current trends of market.
- Historical data and forecast.
- Estimations for the forecast period 2030.
- Developments and trends in the market.
- By Type:
- The Direct Biller Model
- The Consolidator Model
- Electronic Bill Presentment and Payment (EBPP
- By Application:
- Financial Institutions
- Telecommunication
- Utility Companies
- Other Industries
- Market scenario by region, sub-region, and country.
- Market share of the market players, company profiles, product specifications, SWOT analysis, and competitive landscape.
- Analysis regarding upstream raw materials, downstream demand, and current market dynamics.
- Government Policies, Macro & Micro economic factors are also included in the report.
We have studied the Electronic Bill Presentment and Payment (EBPP) Market in 360 degrees via. both primary & secondary research methodologies. This helped us in building an understanding of the current market dynamics, supply-demand gap, pricing trends, product preferences, consumer patterns & so on. The findings were further validated through primary research with industry experts & opinion leaders across countries. The data is further compiled & validated through various market estimation & data validation methodologies. Further, we also have our in-house data forecasting model to predict market growth up to 2030.
Regional Analysis
- North America
- Europe
- Asia Pacific
- Middle East & Africa
- Latin America
Note: A country of choice can be added in the report at no extra cost. If more than one country needs to be added, the research quote will vary accordingly.
The geographical analysis part of the report provides information about the product sales in terms of volume and revenue in regions. It lays out potential opportunities for the new entrants, emerging players, and major players in the region. The regional analysis is done after considering the socio-economic factors and government regulations of the countries in the regions.
How you may use our products:
- Correctly Positioning New Products
- Market Entry Strategies
- Business Expansion Strategies
- Consumer Insights
- Understanding Competition Scenario
- Product & Brand Management
- Channel & Customer Management
- Identifying Appropriate Advertising Appeals
 Market Statistics.svg)
8 Reasons to Buy This Report
- Includes a Chapter on the Impact of COVID-19 Pandemic On the Market
- Report Prepared After Conducting Interviews with Industry Experts & Top Designates of the Companies in the Market
- Implemented Robust Methodology to Prepare the Report
- Includes Graphs, Statistics, Flowcharts, and Infographics to Save Time
- Industry Growth Insights Provides 24/5 Assistance Regarding the Doubts in the Report
- Provides Information About the Top-winning Strategies Implemented by Industry Players.
- In-depth Insights On the Market Drivers, Restraints, Opportunities, and Threats
- Customization of the Report Available
Frequently Asked Questions?
Electronic Bill Presentment and Payment (EBPP) is a process that allows customers to pay bills electronically. This service can be used to pay utility, cable, phone, and other types of bills.
Some of the major companies in the electronic bill presentment and payment (ebpp) market are Kurbra, Chase Paymentech, Elavon, First Data, Canada Payments, Epost, Microsoft, SAP, Harris Systems, Broadridge, Symcor, Payfirma, Square, Stripe, Electronic Bill Presentment and Payment (EBPP.
The electronic bill presentment and payment (ebpp) market is expected to register a CAGR of 10.5%.
1. Executive Summary
2. Assumptions and Acronyms Used
3. Research Methodology
4. Electronic Bill Presentment and Payment (EBPP) Market Overview
4.1. Introduction
4.1.1. Market Taxonomy
4.1.2. Market Definition
4.2. Macro-Economic Factors
4.2.1. Industry Outlook
4.3. Electronic Bill Presentment and Payment (EBPP) Market Dynamics
4.3.1. Market Drivers
4.3.2. Market Restraints
4.3.3. Opportunity
4.3.4. Market Trends
4.4. Electronic Bill Presentment and Payment (EBPP) Market - Supply Chain
4.5. Global Electronic Bill Presentment and Payment (EBPP) Market Forecast
4.5.1. Electronic Bill Presentment and Payment (EBPP) Market Size (US$ Mn) and Y-o-Y Growth
4.5.2. Electronic Bill Presentment and Payment (EBPP) Market Size (000 Units) and Y-o-Y Growth
4.5.3. Electronic Bill Presentment and Payment (EBPP) Market Absolute $ Opportunity
5. Global Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast by Type
5.1. Market Trends
5.2. Introduction
5.2.1. Basis Point Share (BPS) Analysis by Type
5.2.2. Y-o-Y Growth Projections by Type
5.3. Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
5.3.1. The Direct Biller Model
5.3.2. The Consolidator Model
5.3.3. Electronic Bill Presentment and Payment (EBPP
5.4. Absolute $ Opportunity Assessment by Type
5.5. Market Attractiveness/Growth Potential Analysis by Type
6. Global Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast by Application
6.1. Market Trends
6.2. Introduction
6.2.1. Basis Point Share (BPS) Analysis by Application
6.2.2. Y-o-Y Growth Projections by Application
6.3. Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
6.3.1. Financial Institutions
6.3.2. Telecommunication
6.3.3. Utility Companies
6.3.4. Other Industries
6.4. Absolute $ Opportunity Assessment by Application
6.5. Market Attractiveness/Growth Potential Analysis by Application
7. Global Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast by Sales Channel
7.1. Market Trends
7.2. Introduction
7.2.1. Basis Point Share (BPS) Analysis by Sales Channel
7.2.2. Y-o-Y Growth Projections by Sales Channel
7.3. Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Sales Channel
7.3.1. Manufacturer/Distributor/Service Provider
7.3.2. Aftermarket
7.4. Absolute $ Opportunity Assessment by Sales Channel
7.5. Market Attractiveness/Growth Potential Analysis by Sales Channel
8. Global Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast by Region
8.1. Market Trends
8.2. Introduction
8.2.1. Basis Point Share (BPS) Analysis by Region
8.2.2. Y-o-Y Growth Projections by Region
8.3. Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Region
8.3.1. North America
8.3.2. Latin America
8.3.3. Europe
8.3.4. Asia Pacific
8.3.5. Middle East and Africa (MEA)
8.4. Absolute $ Opportunity Assessment by Region
8.5. Market Attractiveness/Growth Potential Analysis by Region
8.6. Global Electronic Bill Presentment and Payment (EBPP) Demand Share Forecast, 2019-2026
9. North America Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast
9.1. Introduction
9.1.1. Basis Point Share (BPS) Analysis by Country
9.1.2. Y-o-Y Growth Projections by Country
9.2. North America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Country
9.2.1. U.S.
9.2.2. Canada
9.3. Absolute $ Opportunity Assessment by Country
9.4. North America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
9.4.1. Financial Institutions
9.4.2. Telecommunication
9.4.3. Utility Companies
9.4.4. Other Industries
9.5. Basis Point Share (BPS) Analysis by Application
9.6. Y-o-Y Growth Projections by Application
9.7. North America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
9.7.1. The Direct Biller Model
9.7.2. The Consolidator Model
9.7.3. Electronic Bill Presentment and Payment (EBPP
9.8. Basis Point Share (BPS) Analysis by Type
9.9. Y-o-Y Growth Projections by Type
9.10. Market Attractiveness/Growth Potential Analysis
9.10.1. By Country
9.10.2. By Product Type
9.10.3. By Application
9.10.4. By Sales Channel
9.11. North America Electronic Bill Presentment and Payment (EBPP) Demand Share Forecast, 2019-2026
10. Latin America Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast
10.1. Introduction
10.1.1. Basis Point Share (BPS) Analysis by Country
10.1.2. Y-o-Y Growth Projections by Country
10.1.3. Latin America Average Pricing Analysis
10.2. Latin America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Country
10.2.1. Brazil
10.2.2. Mexico
10.2.3. Rest of Latin America
10.3. Absolute $ Opportunity Assessment by Country
10.4. Latin America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
10.4.1. Financial Institutions
10.4.2. Telecommunication
10.4.3. Utility Companies
10.4.4. Other Industries
10.5. Basis Point Share (BPS) Analysis by Application
10.6. Y-o-Y Growth Projections by Application
10.7. Latin America Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
10.7.1. The Direct Biller Model
10.7.2. The Consolidator Model
10.7.3. Electronic Bill Presentment and Payment (EBPP
10.8. Basis Point Share (BPS) Analysis by Type
10.9. Y-o-Y Growth Projections by Type
10.10. Market Attractiveness/Growth Potential Analysis
10.10.1. By Country
10.10.2. By Product Type
10.10.3. By Application
10.10.4. By Sales Channel
10.11. Latin America Electronic Bill Presentment and Payment (EBPP) Demand Share Forecast, 2019-2026
11. Europe Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast
11.1. Introduction
11.1.1. Basis Point Share (BPS) Analysis by Country
11.1.2. Y-o-Y Growth Projections by Country
11.1.3. Europe Average Pricing Analysis
11.2. Europe Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Country
11.2.1. Germany
11.2.2. France
11.2.3. Italy
11.2.4. U.K.
11.2.5. Spain
11.2.6. Russia
11.2.7. Rest of Europe
11.3. Absolute $ Opportunity Assessment by Country
11.4. Europe Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
11.4.1. Financial Institutions
11.4.2. Telecommunication
11.4.3. Utility Companies
11.4.4. Other Industries
11.5. Basis Point Share (BPS) Analysis by Application
11.6. Y-o-Y Growth Projections by Application
1.7. Europe Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
11.7.1. The Direct Biller Model
11.7.2. The Consolidator Model
11.7.3. Electronic Bill Presentment and Payment (EBPP
11.8. Basis Point Share (BPS) Analysis by Type
11.9. Y-o-Y Growth Projections by Type
11.10. Market Attractiveness/Growth Potential Analysis
11.10.1. By Country
11.10.2. By Product Type
11.10.3. By Application
11.10.4. By Sales Channel
11.11. Europe Electronic Bill Presentment and Payment (EBPP) Demand Share, 2019-2026
12. Asia Pacific Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast
12.1. Introduction
12.1.1. Basis Point Share (BPS) Analysis by Country
12.1.2. Y-o-Y Growth Projections by Country
12.1.3. Asia Pacific Average Pricing Analysis
12.2. Asia Pacific Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Country
12.2.1. China
12.2.2. Japan
12.2.3. South Korea
12.2.4. India
12.2.5. Australia
12.2.6. Rest of Asia Pacific (APAC)
12.3. Absolute $ Opportunity Assessment by Country
12.4. Asia Pacific Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
12.4.1. Financial Institutions
12.4.2. Telecommunication
12.4.3. Utility Companies
12.4.4. Other Industries
12.5. Basis Point Share (BPS) Analysis by Application
12.6. Y-o-Y Growth Projections by Application
12.7. Asia Pacific Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
12.7.1. The Direct Biller Model
12.7.2. The Consolidator Model
12.7.3. Electronic Bill Presentment and Payment (EBPP
12.8. Basis Point Share (BPS) Analysis by Type
12.9. Y-o-Y Growth Projections by Type
12.10. Market Attractiveness/Growth Potential Analysis
12.10.1. By Country
12.10.2. By Product Type
12.10.3. By Application
12.10.4. By Sales Channel
12.11. Asia Pacific Electronic Bill Presentment and Payment (EBPP) Demand Share, 2019-2026
13. Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Analysis and Forecast
13.1. Introduction
13.1.1. Basis Point Share (BPS) Analysis by Country
13.1.2. Y-o-Y Growth Projections by Country
13.1.3. Asia Pacific Average Pricing Analysis
13.2. Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Country
13.2.1. Saudi Arabia
13.2.2. South Africa
13.2.3. UAE
13.2.4. Rest of Middle East & Africa (MEA)
13.3. Absolute $ Opportunity Assessment by Country
13.4. Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Application
13.4.1. Financial Institutions
13.4.2. Telecommunication
13.4.3. Utility Companies
13.4.4. Other Industries
13.5. Basis Point Share (BPS) Analysis by Application
13.6. Y-o-Y Growth Projections by Application
13.7. Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Market Size and Volume Forecast by Type
13.7.1. The Direct Biller Model
13.7.2. The Consolidator Model
13.7.3. Electronic Bill Presentment and Payment (EBPP
13.8. Basis Point Share (BPS) Analysis by Type
13.9. Y-o-Y Growth Projections by Type
13.10. Market Attractiveness/Growth Potential Analysis
13.10.1. By Country
13.10.2. By Product Type
13.10.3. By Application
13.10.4. By Sales Channel
13.11. Middle East & Africa Electronic Bill Presentment and Payment (EBPP) Demand Share, 2019-2026
14. Competition Landscape
14.1. Global Electronic Bill Presentment and Payment (EBPP) Market: Market Share Analysis
14.2. Electronic Bill Presentment and Payment (EBPP) Distributors and Customers
14.3. Electronic Bill Presentment and Payment (EBPP) Market: Competitive Dashboard
14.4. Company Profiles (Details Overview, Financials, Developments, Strategy)
14.4.1. Kurbra
14.4.1.1. Overview
14.4.1.2. Financials
14.4.1.3. Developments
14.4.1.4. Strategic Outlook
14.4.2. Chase Paymentech
14.4.2.1. Overview
14.4.2.2. Financials
14.4.2.3. Developments
14.4.2.4. Strategic Outlook
14.4.3. Elavon
14.4.3.1. Overview
14.4.3.2. Financials
14.4.3.3. Developments
14.4.3.4. Strategic Outlook
14.4.4. First Data
14.4.4.1. Overview
14.4.4.2. Financials
14.4.4.3. Developments
14.4.4.4. Strategic Outlook
14.4.5. Canada Payments
14.4.5.1. Overview
14.4.5.2. Financials
14.4.5.3. Developments
14.4.5.4. Strategic Outlook
14.4.6. Epost
14.4.6.1. Overview
14.4.6.2. Financials
14.4.6.3. Developments
14.4.6.4. Strategic Outlook
14.4.7. Microsoft
14.4.7.1. Overview
14.4.7.2. Financials
14.4.7.3. Developments
14.4.7.4. Strategic Outlook
14.4.8. SAP
14.4.8.1. Overview
14.4.8.2. Financials
14.4.8.3. Developments
14.4.8.4. Strategic Outlook
14.4.9. Harris Systems
14.4.9.1. Overview
14.4.9.2. Financials
14.4.9.3. Developments
14.4.9.4. Strategic Outlook
14.4.10. Broadridge
14.4.10.1. Overview
14.4.10.2. Financials
14.4.10.3. Developments
14.4.10.4. Strategic Outlook
14.4.11. Symcor
14.4.11.1. Overview
14.4.11.2. Financials
14.4.11.3. Developments
14.4.11.4. Strategic Outlook
14.4.12. Payfirma
14.4.12.1. Overview
14.4.12.2. Financials
14.4.12.3. Developments
14.4.12.4. Strategic Outlook
14.4.13. Square
14.4.13.1. Overview
14.4.13.2. Financials
14.4.13.3. Developments
14.4.13.4. Strategic Outlook
14.4.14. Stripe
14.4.14.1. Overview
14.4.14.2. Financials
14.4.14.3. Developments
14.4.14.4. Strategic Outlook
14.4.15. Electronic Bill Presentment and Payment (EBPP
14.4.15.1. Overview
14.4.15.2. Financials
14.4.15.3. Developments
14.4.15.4. Strategic Outlook
14.4.16. COMPANY 16
14.4.16.1. Overview
14.4.16.2. Financials
14.4.16.3. Developments
14.4.16.4. Strategic Outlook
14.4.17. COMPANY 17
14.4.17.1. Overview
14.4.17.2. Financials
14.4.17.3. Developments
14.4.17.4. Strategic Outlook
14.4.18. COMPANY 18
14.4.18.1. Overview
14.4.18.2. Financials
14.4.18.3. Developments
14.4.18.4. Strategic Outlook
14.4.19. COMPANY 19
14.4.19.1. Overview
14.4.19.2. Financials
14.4.19.3. Developments
14.4.19.4. Strategic Outlook
14.4.20. COMPANY 20
14.4.20.1. Overview
14.4.20.2. Financials
14.4.20.3. Developments
14.4.20.4. Strategic Outlook
